Every calculator, a state-vs-state comparison, and two printable downloads — all free, no sign-up, and every number computed by the same audited 2026 engine. Bookmark this page and come back whenever you need it.
Interactive, instant, and itemized — each result is issued as a full pay stub that shows every line of the math.
Enter your annual salary and see take-home pay by paycheck, month, and year — federal, FICA, and state, all 50 states + D.C.
Open salary calculatorHourly rate, hours per week, and pay frequency → exact net pay, with overtime handled correctly.
Open hourly calculatorSee what actually lands from a bonus — the flat 22% federal method vs. the aggregate method, side by side.
Open bonus calculatorAdd up a week of clock-in / clock-out times, with breaks and overtime, then convert straight to take-home pay.
Open time card calculatorEnter your rate and overtime hours to get your 1.5× (or 2× double-time) overtime rate, overtime pay, and total gross.
Open calculatorAnswer the two questions calculators usually can’t: “which state pays more?” and “what salary do I need?”
Pick two states and one salary to see side-by-side 2026 take-home and exactly how much more you keep per year. Shareable “Texas vs California” links included.
Compare two statesStart from the take-home you actually want and solve backwards to the salary you need to ask for.
Open net-to-grossFor overtime, freelancers, and anyone weighing a raise.
Enter your rate and weekly hours — regular, time-and-a-half, and double-time — for your overtime pay and total gross.
Open overtime calculatorFreelance or self-employed? Estimate your 2026 self-employment tax, income tax, and quarterly payments — no April surprises.
Estimate my 1099 taxesSee the real after-tax increase from a raise — per year and per paycheck, not just the headline percentage.
Calculate my raisePrintable one-pagers in the TruePayCalc identity — save them as PDFs, print them, and share them.
Run any calculation, then click “Download report (PDF)” to issue a formal 2026 Take-Home Pay Report — itemized gross, deductions, and net, per period and annual.
Generate my reportFederal brackets, standard deduction, FICA & the $184,500 wage base, 401(k)/IRA/HSA limits, no-tax states, and salary↔hourly math — on a single printable page. Print it, or get it emailed to you.
Get the cheat sheetDecode every code on your pay stub — FICA, OASDI, FIT, SIT, YTD, pre- vs post-tax — with 2026 rates. Print it or get it emailed.
Get the decoderFill out your W-4 right — all five steps with blanks, a quick-pick for your situation, and the extra-withholding math. Print or email.
Get the worksheetThe most-searched salary↔hourly conversions — each with a full 2026 after-tax breakdown by state.
Want the plain-English explanations behind the numbers? Browse all paycheck & tax guides →